Effective Date: August 12, 2025
Last Updated: August 12, 2025

1. General Provisions

These Terms of Service (hereinafter — the “Terms”) constitute a legally binding agreement between Jarteppa Consulting SL (NIF: B75510297, Address: Moll de Barcelona s/n, edifici Est, 1ª planta, Barcelona, Spain, 08039, Phone: +34 655 304002), trading as Usmon. International IT & Consulting Solutions (hereinafter — the “Company,” “we,” “us,” or “our”), and any individual or entity (“User,” “you,” or “your”) accessing our websites, mobile applications, and digital services.

By accessing or using any of our Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must discontinue using our Services immediately.

For users located in the Russian Federation, a separate Russian-language Terms of Service applies, available on the relevant section of our website.

2. Definitions

• Services — all digital goods, consulting services, websites, mobile applications, and other products provided by the Company.
• Content — any data, text, images, software, audio, video, or other materials displayed or transmitted via the Services.
• Account — a personal or business profile created by the User to access specific features of the Services.

3. Eligibility

• You must be at least 18 years old or the legal age of majority in your jurisdiction to use our Services.
• By using our Services, you confirm that you have the legal capacity to enter into these Terms.

4. Services and Digital Goods

• The Company offers digital products, consulting solutions, IT services, websites, and mobile applications.
• All products and services are provided “as is” unless otherwise stated in a specific agreement.
• Certain features may require creating an Account and providing accurate, up-to-date information.

5. User Responsibilities

The User agrees to:

• Provide accurate information when registering and using the Services;
• Maintain the confidentiality of login credentials;
• Not use the Services for unlawful, harmful, or fraudulent purposes;
• Not infringe intellectual property rights of the Company or third parties;
• Comply with applicable local, national, and international laws.

6. Prohibited Activities

The User shall not:

• Attempt unauthorized access to the Company’s systems;
• Distribute malicious software, viruses, or harmful code;
• Interfere with the normal functioning of the Services;
• Use automated tools (bots, crawlers) without prior written consent;
• Engage in activities that damage the Company’s reputation.

7. Intellectual Property

• All content, designs, trademarks, and software provided through the Services are owned by the Company or its licensors.
• Users are granted a limited, non-exclusive, non-transferable license to use the Services for personal or business purposes in accordance with these Terms.
• Unauthorized copying, distribution, or modification of our intellectual property is strictly prohibited.

8. Payments and Refunds

• Prices for products and services are indicated on the website or in separate agreements.
• All payments are processed through secure payment providers.
• Refunds, if applicable, are provided according to the Refund Policy posted on our website.

9. Limitation of Liability

To the maximum extent permitted by applicable law:

• The Company is not liable for any indirect, incidental, or consequential damages;
• The Company’s total liability for any claim shall not exceed the amount paid by the User for the relevant Service.

10. Privacy and Data Protection

The processing of personal data is governed by our Privacy Policy, available on our website. By using our Services, you agree to the collection and use of your information as described therein.

11. Termination

• The Company may suspend or terminate access to the Services in case of a breach of these Terms.
• The User may stop using the Services at any time by deleting their Account.

12. Governing Law and Jurisdiction

• These Terms are governed by and construed in accordance with the laws of Spain and the European Union.
• Any disputes shall be resolved in the competent courts of Barcelona, Spain, unless otherwise required by mandatory law.

13. Changes to the Terms

The Company may update these Terms from time to time. Continued use of the Services constitutes acceptance of the updated Terms.

14. Contact Information

Jarteppa Consulting SL
NIF: B75510297
Moll de Barcelona s/n, edifici Est, 1ª planta, Barcelona, Spain, 08039
Phone: +34 655 304002
Email: legal@usmon.com